.vl-scc{--vl-primary:#000b27;--vl-bg:#fff;--vl-line:#d9dde5;--vl-muted:#5f6878;background:var(--vl-bg);color:var(--vl-primary);font:inherit;max-width:1180px;margin:32px auto;border:1px solid var(--vl-line);box-shadow:0 16px 44px rgb(0 11 39 / .07)}.vl-scc *{box-sizing:border-box}.vl-scc__header{padding:clamp(28px,5vw,58px);border-bottom:1px solid var(--vl-line);max-width:820px}.vl-scc__eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:12px;font-weight:700}.vl-scc h2{font-size:clamp(28px,4vw,48px);line-height:1.05;margin:.3em 0}.vl-scc__app{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(340px,.88fr)}.vl-scc__form,.vl-scc__results{padding:clamp(22px,4vw,46px)}.vl-scc__form{border-right:1px solid var(--vl-line)}.vl-scc fieldset{border:0;padding:0;margin:0 0 38px}.vl-scc legend{font-size:20px;font-weight:700;margin-bottom:22px}.vl-scc legend span{font-size:11px;letter-spacing:.12em;border:1px solid currentColor;padding:5px;margin-right:8px}.vl-scc__row{display:grid;grid-template-columns:1fr 1fr;gap:18px}.vl-scc__field{margin-bottom:18px}.vl-scc label{display:block;font-weight:700;margin-bottom:8px}.vl-scc small,.vl-scc__help{display:block;color:var(--vl-muted);font-weight:400;line-height:1.45;margin-top:7px}.vl-scc__input{display:flex;border:1px solid #aeb5c0;min-height:48px;background:#fff}.vl-scc input,.vl-scc select,.vl-scc button{font:inherit}.vl-scc__input input{width:100%;min-width:0;border:0;padding:10px 12px;color:#101828;background:#fff0}.vl-scc__input span{display:flex;align-items:center;padding:0 12px;color:var(--vl-muted);white-space:nowrap;border-left:1px solid var(--vl-line)}.vl-scc select{width:100%;min-height:48px;padding:8px 12px;background:#fff;border:1px solid #aeb5c0}.vl-scc input:focus,.vl-scc select:focus,.vl-scc button:focus-visible,.vl-scc summary:focus-visible{outline:3px solid #2772ff;outline-offset:2px}.vl-scc__quick{display:flex;flex-wrap:wrap;gap:7px;margin-top:12px}.vl-scc button,.vl-scc__quick button{border:1px solid var(--vl-primary);background:#fff;color:var(--vl-primary);padding:10px 14px;min-height:44px;cursor:pointer}.vl-scc__cards{display:grid;gap:10px}.vl-scc__cards input{position:absolute;opacity:0}.vl-scc__cards label{margin:0}.vl-scc__cards label>span{display:grid;grid-template-columns:1fr auto;padding:16px;border:1px solid var(--vl-line);cursor:pointer}.vl-scc__cards small{grid-column:1;margin-right:12px}.vl-scc__cards b{grid-column:2;grid-row:1/3;align-self:center;font-size:11px;text-transform:uppercase;letter-spacing:.08em}.vl-scc__cards input:checked+span{border:2px solid var(--vl-primary);padding:15px;background:#f5f7fb}.vl-scc__cards input:checked+span b:after{content:'ed'}.vl-scc details{border-top:1px solid var(--vl-line);padding:18px 0}.vl-scc summary{font-weight:700;cursor:pointer;min-height:44px}.vl-scc__advanced{padding-top:18px}.vl-scc__toggle{display:flex!important;align-items:center;gap:10px}.vl-scc__toggle input{width:20px;height:20px}.vl-scc__results{background:#f5f7fb}.vl-scc__hero{background:var(--vl-primary);color:#fff;padding:28px;margin-bottom:16px}.vl-scc__hero p{margin:0}.vl-scc__hero strong{display:block;font-size:clamp(42px,6vw,68px);line-height:1.1;margin:10px 0}.vl-scc__hero span{opacity:.82}.vl-scc__metrics{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--vl-line);border:1px solid var(--vl-line)}.vl-scc__metrics div{background:#fff;padding:18px}.vl-scc__metrics span{display:block;color:var(--vl-muted);font-size:13px}.vl-scc__metrics strong{display:block;margin-top:7px;font-size:20px}.vl-scc__breakdown,.vl-scc__summary,.vl-scc__scenarios,[data-out=comparison]{padding-top:24px}.vl-scc h3{font-size:16px;margin:0 0 12px}.vl-scc dl{margin:0}.vl-scc dl div{display:flex;justify-content:space-between;border-bottom:1px solid var(--vl-line);padding:10px 0}.vl-scc dd{margin:0;font-weight:700}.vl-scc__scenarios [data-out=scenarios]{display:grid;gap:8px}.vl-scc__scenarios [data-out=scenarios]>div{display:grid;grid-template-columns:1fr auto;padding:12px;background:#fff;border:1px solid var(--vl-line)}.vl-scc__scenarios .is-current{border:2px solid var(--vl-primary)}.vl-scc__scenarios span{font-size:12px;color:var(--vl-muted)}.vl-scc__compare{display:grid;grid-template-columns:1fr 1fr;gap:12px}.vl-scc__actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:26px}.vl-scc .vl-scc__primary{background:var(--vl-primary);color:#fff}.vl-scc__copied{align-self:center}.vl-scc__errors{color:#9b1c1c;font-weight:700;margin-top:12px}.vl-scc__disclaimer{border-top:1px solid var(--vl-line);padding:24px clamp(22px,4vw,46px);font-size:13px;color:var(--vl-muted)}.vl-scc__notice{padding:20px;background:#fff4ce}.vl-scc-editor-preview{padding:30px;border:1px solid #ddd}@media(max-width:820px){.vl-scc__app{grid-template-columns:1fr}.vl-scc__form{border-right:0;border-bottom:1px solid var(--vl-line)}}@media(max-width:480px){.vl-scc{margin:12px 0}.vl-scc__row,.vl-scc__metrics,.vl-scc__compare{grid-template-columns:1fr}.vl-scc__actions button{width:100%}.vl-scc__cards label>span{grid-template-columns:1fr}.vl-scc__cards b{grid-column:1;grid-row:auto;margin-top:8px}.vl-scc__quick button{flex:1 1 30%}}@media(prefers-reduced-motion:reduce){.vl-scc *{scroll-behavior:auto!important;transition:none!important}}.vl-scc__hero{background:#f3ebe4;color:#553826;border:1px solid #dfd1c5}.vl-scc__hero p{color:#68432e;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}.vl-scc__hero strong{color:#d25520;font-family:Georgia,"Times New Roman",serif;font-weight:400}.vl-scc__hero span{color:#553826;opacity:1}.vl-scc{--vl-ink:#1f1c1a;--vl-muted:#625c56;--vl-paper:#fff;--vl-page:#faf9f6;--vl-soft:#f5f2ec;--vl-line:#ddd7ce;--vl-accent:#cb602c;color:var(--vl-ink);background:var(--vl-page);border-color:var(--vl-line);border-radius:12px;box-shadow:0 12px 36px rgb(38 28 21 / .045);overflow:hidden;line-height:1.55}.vl-scc h2,.vl-scc h3{color:var(--vl-ink);font-family:Georgia,"Times New Roman",serif;font-weight:500;line-height:1.08}.vl-scc h2{letter-spacing:-.025em}.vl-scc__eyebrow{color:var(--vl-accent)}.vl-scc__header,.vl-scc__form,.vl-scc__disclaimer{background:var(--vl-paper)}.vl-scc__header,.vl-scc__form,.vl-scc__disclaimer{border-color:var(--vl-line)}.vl-scc__results{background:#fcfbf9}.vl-scc legend{color:var(--vl-ink);font-family:Georgia,"Times New Roman",serif;font-weight:500}.vl-scc legend span{color:var(--vl-accent);border-color:var(--vl-line);border-radius:6px;font-family:ui-sans-serif,system-ui,sans-serif;font-weight:800}.vl-scc label{color:#4e4944;font-size:.78rem;font-weight:750}.vl-scc small,.vl-scc__help{color:var(--vl-muted)}.vl-scc__input,.vl-scc select{border-color:#cfc7bd;border-radius:8px;background:#fff}.vl-scc__input{overflow:hidden}.vl-scc__input span{color:#8b847c;border-color:var(--vl-line)}.vl-scc input:focus,.vl-scc select:focus,.vl-scc button:focus-visible,.vl-scc summary:focus-visible{outline-color:rgb(203 96 44 / .38)}.vl-scc button,.vl-scc__quick button{border-color:var(--vl-line);border-radius:8px;background:#fff;color:var(--vl-ink);font-size:.78rem;font-weight:750}.vl-scc__quick button:hover,.vl-scc__quick button:focus-visible{border-color:var(--vl-accent);background:#fffaf7}.vl-scc__cards label>span{border-color:var(--vl-line);border-radius:9px;background:var(--vl-paper)}.vl-scc__cards input:checked+span{border-color:var(--vl-accent);background:#fffaf7}.vl-scc__cards b{color:var(--vl-accent)}.vl-scc details{border-color:var(--vl-line)}.vl-scc summary{color:#4e4944}.vl-scc__advanced{padding:18px;border:1px solid #e6dfd6;border-radius:10px;background:var(--vl-soft)}.vl-scc__toggle input{accent-color:var(--vl-accent)}.vl-scc__hero{background:#f3ebe4;color:var(--vl-ink);border-color:var(--vl-line);border-radius:10px}.vl-scc__hero p{color:var(--vl-muted)}.vl-scc__hero strong{color:var(--vl-accent)}.vl-scc__hero span{color:var(--vl-muted)}.vl-scc__metrics{gap:0;background:var(--vl-paper);border-color:var(--vl-line);border-radius:10px;overflow:hidden}.vl-scc__metrics div{background:var(--vl-paper);border-left:1px solid var(--vl-line);padding:18px 20px}.vl-scc__metrics div:first-child,.vl-scc__metrics div:nth-child(3){border-left:0}.vl-scc__metrics span{color:var(--vl-muted)}.vl-scc__metrics strong{color:var(--vl-ink);font-family:Georgia,"Times New Roman",serif;font-weight:500}.vl-scc__breakdown dl,.vl-scc__summary,.vl-scc__scenarios [data-out=scenarios],[data-out=comparison]{border:1px solid var(--vl-line);border-radius:10px;background:var(--vl-paper);overflow:hidden}.vl-scc__breakdown h3,.vl-scc__summary h3,.vl-scc__scenarios h3,[data-out=comparison]>h3{margin-bottom:13px}.vl-scc__breakdown dl div{padding:11px 14px;border-color:var(--vl-line)}.vl-scc__breakdown dl div:last-child{border-bottom:0}.vl-scc__breakdown dt{color:var(--vl-muted)}.vl-scc__summary{margin-top:24px;padding:18px}.vl-scc__summary p{margin:0;color:var(--vl-muted)}.vl-scc__scenarios [data-out=scenarios]{gap:0}.vl-scc__scenarios [data-out=scenarios]>div{border:0;border-bottom:1px solid var(--vl-line);border-radius:0}.vl-scc__scenarios [data-out=scenarios]>div:last-child{border-bottom:0}.vl-scc__scenarios [data-out=scenarios]>.is-current{border:1px solid var(--vl-accent);background:#fff8f4}.vl-scc__compare{padding:18px 18px 0}.vl-scc__compare+p{padding:0 18px 18px}.vl-scc .vl-scc__primary{border-color:var(--vl-accent);background:var(--vl-accent);color:#fff}.vl-scc__disclaimer{color:var(--vl-muted)}@media(max-width:480px){.vl-scc__metrics div{border-left:0;border-top:1px solid var(--vl-line)}.vl-scc__metrics div:first-child{border-top:0}}.vl-scc{max-width:1280px;margin:0 auto;padding:clamp(18px,3vw,34px) clamp(16px,3vw,36px);border:0;border-radius:0;background:#fff0;box-shadow:none;overflow:visible;font-family:ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}.vl-scc__header{display:grid;grid-template-columns:minmax(0,1fr) minmax(380px,450px);align-items:center;gap:clamp(34px,6vw,76px);max-width:none;margin-bottom:clamp(34px,4vw,52px);padding:0;border:0;background:#fff0}.vl-scc__hero-copy{min-width:0}.vl-scc__eyebrow{margin:0 0 16px!important;color:var(--vl-accent);font-size:.73rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase}.vl-scc h1{max-width:570px;margin:0;color:var(--vl-ink);font-family:Georgia,"Times New Roman",serif;font-size:clamp(3rem,5vw,4.25rem);font-weight:500;letter-spacing:-.045em;line-height:1.08}.vl-scc__intro{max-width:610px;margin:22px 0 14px!important;color:var(--vl-muted);font-size:clamp(1rem,1.35vw,1.13rem);line-height:1.55}.vl-scc__reviewed{margin:0!important;color:#847d76;font-size:.78rem}.vl-scc__hero-media{position:relative;width:100%;height:255px;min-height:0;margin:0;justify-self:end;overflow:hidden;isolation:isolate;border-radius:12px;background:var(--vl-soft);box-shadow:0 2px 4px rgb(31 28 26 / .18)}.vl-scc__hero-media:after{position:absolute;z-index:0;inset:0;content:"";background:linear-gradient(90deg,rgb(25 19 15 / .96) 0%,rgb(25 19 15 / .76) 38%,rgb(25 19 15 / .08) 72%)}.vl-scc__hero-media img{display:block;width:100%;height:100%;object-fit:cover}.vl-scc__hero-media figcaption{position:absolute;z-index:1;top:50%;left:18px;width:min(46%,210px);margin:0;transform:translateY(-50%);color:#fff;font-size:.83rem;line-height:1.65;text-align:left}.vl-scc__hero-media figcaption span{display:block;margin-bottom:5px;color:#efb177;font-size:.72rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase}.vl-scc__calculator-shell{overflow:hidden;border:1px solid var(--vl-line);border-radius:12px;background:var(--vl-paper);box-shadow:0 12px 36px rgb(38 28 21 / .045)}.vl-scc__app{grid-template-columns:minmax(0,54fr) minmax(390px,46fr)}.vl-scc__disclaimer{border-bottom:0}@media(max-width:780px){.vl-scc__header{grid-template-columns:1fr;gap:24px;margin-bottom:38px;padding:0}.vl-scc__hero-media{width:100%;max-width:none;height:240px;min-height:0;justify-self:start}.vl-scc__app{grid-template-columns:1fr}.vl-scc__form{border-right:0;border-bottom:1px solid var(--vl-line)}}@media(max-width:520px){.vl-scc{padding:28px 12px}.vl-scc h1{font-size:2.2rem}.vl-scc__hero-media{height:205px;min-height:0}.vl-scc__hero-media figcaption{left:16px;width:52%;font-size:.76rem}}.vl-scc [hidden]{display:none!important}.vl-scc{width:calc(100% - 44px);max-width:1280px;margin-right:auto;margin-left:auto;padding-right:0;padding-left:0}@media(min-width:781px){.vl-scc{width:min(calc(100% - 44px),1350px);max-width:1350px;margin-right:auto;margin-left:auto;padding-right:0;padding-left:0}}.vl-scc__hero-media figcaption{top:40%}@media(max-width:520px){.vl-scc{width:calc(100% - 44px);padding-right:0;padding-left:0}}@media(max-width:480px){.vl-scc__scenarios [data-out=scenarios]>div{grid-template-columns:1fr;gap:3px}.vl-scc__scenarios [data-out=scenarios]>div b{white-space:nowrap}.vl-scc__scenarios [data-out=scenarios]>div span{justify-self:start}}.vl-scc:not(.is-ready) .vl-scc__app{grid-template-columns:1fr}.vl-scc:not(.is-ready) .vl-scc__results{display:none}.vl-scc:not(.is-ready) .vl-scc__form{border-right:0}.vl-scc__notice{margin-bottom:16px;padding:16px 18px;border:1px solid #e5c89d;border-radius:10px;background:#fff8e8;color:var(--vl-ink)}.vl-scc__eyebrow{font-weight:600}.vl-scc__eyebrow{color:var(--vl-ink)}.vl-scc legend span{color:var(--vl-ink)}.vl-scc__cards b{color:var(--vl-ink)}